Disclaimers

IF YOU WISH TO ACCESS ANY OF Bank of India's WEB SITES AND ANY PAGES THEREOF, THE FOLLOWING TERMS AND CONDITIONS WOULD OR SHALL APPLY. BY ACCESSING THESE WEB SITES AND ANY PAGES AND USING THE INFORMATION THEREIN, YOU ARE DEEMED TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS IF YOU DO NOT AGREE TO ANY OF THESE CONDITIONS, PLEASE DISCONTINUE YOUR ACCESS IMMEDIATELY.

USE OF INFORMATION AND MATERIAL
The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. They should not be regarded as an offer, solicitation, invitation, advice regarding banking products of BANK OF INDIA (BOI). Your eligibility for particular products and services is subject to final acceptance by BOI. All products and services are available at BOI's discretion and are subject to individual contractual terms and conditions on which they are offered. Products and services shown on the web-sites may be withdrawn or amended or varied at any time at the sole discretion of BOI. Save and except with the BOI's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage

INTELLECTUAL PROPERTY RIGHTS
The logos appearing on BOI's web sites are registered trademarks of BOI, unless otherwise stated. Copyright in the pages, the screens displaying the pages, the design and layout of the information and materials thereon, is owned by BOI unless otherwise stated. No permission or licence is granted to use any of such logos, designs, layout, information or materials without the prior written consent of BOI.

NO WARRANTY
The information and materials contained in this site, are provided "as is," "as available". BOI does not warrant the accuracy, adequacy or completeness of any of such information and materials. BOI expressly disclaims any and all liability for errors or omissions in all such information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties relating to non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with any of the information and materials published herein.

LIMITATION OF LIABILITY
BOI shall not be liable for any loss or damage, including without limitation direct or indirect, special, economic, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if BOI has been advised of the possibility of such damages, losses or expenses

HYPERLINKS TO OTHER INTERNET RESOURCES
Hyperlinks to other internet resources are for the user's convenience only and are at your own risk; the content, accuracy, legality of or restrictions imposed or opinions expressed by and other links provided by or for these resources are not investigated, verified, monitored, nor endorsed by BOI. BOI shall not be liable for any loss or damage arising directly or indirectly from the accuracy or otherwise of materials or information contained on the pages of such sites, or for any loss arising directly or indirectly from the defects with such sites.

SUBMISSIONS OF INFORMATION
Submissions to BOI via BOI's web sites and pages thereon shall be deemed the property of BOI. Please note that BOI does not warrant that any e-mail from its web sites is secure and does not guarantee that any such e-mail from you or from BOI are secure during Internet transmission.

Internet Privacy Policy Statement

Our business has been built on the trust and confidence our customer place on us. Accordingly, we have a duty to safeguard and keep confidential any information relating our customers and their financial affairs.

The Bank will not collect any personal information that identifies a visitor to this site unless specified otherwise. Your visit to this site will record only the Domain Name Server part of your email address and of the pages visited. Such information will be used to prepare aggregate information about the number of visitors to the site and general statistics on usage patterns of the site.

Some of this information will be gathered through the use of "cookies". Cookies are small bits of information that are automatically stored on a person web browser in their computer that can be retrieved by this site. Such information, for example, may be a user's password that is stored to avoid having to retype it during subsequent visits to a site. Should you wish to disable these cookies you may do so by changing the setting on your browser itself.

In addition to our duty of confidentiality to customers, we shall at all times fully observe the Personal Data (Privacy) Ordinance ("the Ordinance") of the Hong Kong SAR in collecting, maintaining and using the personal data of customers. In particular, we observe the following principles, save otherwise appropriately agreed by the customers:

collection of personal data from customers shall be for purposes relating to the provision of financial services or related products;
all practical steps will be taken to ensure that personal data is accurate and will not be kept longer than necessary or will be destroyed in accordance with the internal retention period;
personal data will not be used for any purposes other than the data that were to be used at the time of collection or purposes directly related thereto;
personal data will be protected against unauthorized or accidental access, processing or erasure;
customers have the right of access to and for correction of their personal data held by us and that customers' request for access or correction will be dealt with in accordance with the Ordinance.
A customer's personal data is classified as confidential and can only be disclosed by us where permitted by the Ordinance or otherwise legally compelled to do so.